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<title>Dear Consumer...</title>
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<p >Dear Consumer,
<p >I am sure you have heard on the news recently how interest
rates have dropped dramatically this past month.
In fact, <font color="#0000FF"><b>interest rates are the lowest they
have been in 40 years!!!!</b></font> You
could benefit from a new home loan at today's rates even if you refinanced less
than a year ago! If you would like to take advantage of today's fantastic
rates then just <a href="http://www.polkfinancial.com/homemortgage">click here<
/a> and fill out our simple one page application to get
started now!
</p>
<p ><font color="#006600">"We have developed the
technology to locate the most competitive home loans in the country!!!"</f
ont></p>
<p >We are writing to inform you of this invaluable technology
to locate HOME LOANS with the most competitive pricing.
This technology will help you <font color="#FF0000">save money</font> when shop
ping for a home loan
and in turn helps keep our technology in high demand among mortgage
professionals. It is a <font color="#FF0000"><b>WIN-WIN</b></font> for you and
for us!!!
</p>
<p ><o:p>
Up to three of the best lenders in the country will contact
you and you can comparison-shop all of their loan programs,
</p>
<p align="left"><o:p>
<font size="4" color="#000080">HERE IS WHAT YOU CAN EXPECT:</font><o:p>
</p>
<ul>
<li>
<p align="left">Mortgage Loans for <font color="#000080"><b>every</b></font
>
credit situation</li>
<li>
<p align="left">Pay off all of your current debt</li>
<li>
<p align="left">The absolute best interest rates</li>
<li>
<p align="left">Purchase a home with Zero down payment</li>
<li>
<p align="left">No Equity, 2nd Trust Deeds, up to 135% of your home's value
</li>
<li>
<p align="left">Stated income</li>
<li>
<p align="left">Get money for any purpose</li>
<li>
<p align="left"><font color="#FF0000"><b>Incredible
Customer Service</b></font></li>
</ul>
<p ><font color="#008000">Please fill out the form</font> at our web site:<b> <
a href="http://www.polkfinancial.com/homemortgage">
<font size="4">Polk Financial</font></a> </b>and receive professional help as w
ell as the above
benefits.</p>
<p ><o:p>
Help a family member or a friend with their home loan needs
by <font color="#000080"><b>forwarding this mail to them!</b></font>
</p>
<p>
</p>
<hr>
<p>We at Polk Financial have taken every effort to ensure
that those individuals
who receive this letter have requested this information. If you received this i
n
error or would like to stop receiving information from us, just send a response
to  to be removed</p>
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